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	<title>James Roger&#039;s Blog</title>
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		<title>James Roger&#039;s Blog</title>
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		<title>Wimbledon Fever</title>
		<link>http://jrogers99.wordpress.com/2010/07/04/wimbledon-fever/</link>
		<comments>http://jrogers99.wordpress.com/2010/07/04/wimbledon-fever/#comments</comments>
		<pubDate>Sun, 04 Jul 2010 15:56:42 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[Sport]]></category>
		<category><![CDATA[Berdych]]></category>
		<category><![CDATA[Federer]]></category>
		<category><![CDATA[Nadal]]></category>
		<category><![CDATA[Wimbledon]]></category>

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		<description><![CDATA[There are some famous faces in the crowd at Wimbledon. You can see why: it&#8217;s a fantastic event. The sun is shining, there are strawberries and cream and offer, and tennis is a game that you don&#8217;t have to follow to appreciate. Tennis is a uniquely compelling sport, think. I can go a year without [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=357&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>There are some famous faces in the crowd at Wimbledon.</p>
<p>You can see why: it&#8217;s a fantastic event. The sun is shining, there are strawberries and cream and offer, and tennis is a game that you don&#8217;t have to follow to appreciate.</p>
<p>Tennis is a uniquely compelling sport,  think. I can go a year without watching it, then sit down for Wimbledon and enjoy every moment of it.</p>
<p>It&#8217;s a sport that lends itself to the casual fan. It&#8217;s a beautiful sport, often a mesmerising sport: anyone can appreciate Roger Federer&#8217;s pinpoint precision and poetic skill. </p>
<p>But there is no Federer here. And although that makes it less exciting in a way, I&#8217;m hoping it will still be exciting here, with these two players. </p>
<p>As I&#8217;m writing, the Wimbledon final is underway, and I&#8217;m hoping it&#8217;s going to be a thrilling game. It&#8217;s a little bit strange not to have Roger Federer in it: he limped out against Thomas Berdych earlier in the competition – and it will be interesting to see if it will be a passing of the torch moment, like when Federer trumped Sampras all those years ago.</p>
<p>There&#8217;s something thoroughly entertaining about Nadal. He plays with such intensity, such fire; a steely determination to never give up, never allow a single point to slip away. He literally plays every point as if he were against match point. And yet, he has such endurance that you have to think the longer the game goes, the more it favours him.</p>
<p>Berdych is a relative unknown. Although he if he wins, he will be the first person to ever win the title having gone through the top three players in the world to do so.</p>
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		<title>England&#8217;s failings</title>
		<link>http://jrogers99.wordpress.com/2010/07/04/englands-failings/</link>
		<comments>http://jrogers99.wordpress.com/2010/07/04/englands-failings/#comments</comments>
		<pubDate>Sun, 04 Jul 2010 15:17:39 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[England]]></category>
		<category><![CDATA[World Cup]]></category>

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		<description><![CDATA[In football, it is not about the individuals: it is about how they co-exist, how they play together, how they string passes and think and work as a unit out on the field. I just hope that England learn their lesson, and learn it quickly. When they won the World Cup in 1966, it was [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=355&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>In football, it is not about the individuals: it is about how they co-exist, how they play together, how they string passes and think and work as a unit out on the field. </p>
<p>I just hope that England learn their lesson, and learn it quickly. When they won the World Cup in 1966, it was because they were a team. They were picked as a team, they trained as a team, they played as a team.</p>
<p>There is a wonderful article in The Sunday Times today about why the English football team failed so miserably at this World Cup. John Carlin interviewed Spanish midfield wizard Xabi Alonso, who said, very eloquently, that the 11 best does not make the best 11.</p>
<p>In other words, we can litter our team with world-beaters and Champions League heroes, Premiership champions and footballers of the year; but ultimately, it is not a team.</p>
<p>To make a team, you design it, and design it with specific players and their specific skills in mind. You do not get the 11 best players and force them into a position and a system that they&#8217;re not used to. You don&#8217;t force them to play in these unfamiliar ways, because, as we have seen, they will play like strangers.</p>
<p>England have played like strangers for so long that it has become the norm – to get better, to make it into a further stage of the World Cup than the last 16, we need to break the mould.</p>
<p>When Germany were thrashing England the other day, the commentator said: how many of these German players would you swap for the England team? He was talking, of course, about the supposed brilliance of our individual players.</p>
<p>But Germany are a brilliant team. They play with the fearlessness of youth, and they play like they are enjoying themselves. And they are now in the semi-finals after destroying Argentina in a similar fashion to the way they dismantled England. </p>
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		<title>Hunting for Jobs</title>
		<link>http://jrogers99.wordpress.com/2010/07/03/hunting-for-jobs/</link>
		<comments>http://jrogers99.wordpress.com/2010/07/03/hunting-for-jobs/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 22:00:44 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[cleaning]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[recession]]></category>

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		<description><![CDATA[I&#8217;ve been doing doing a post-grad corse recently, partly because of the distinct lack of jobs last year, and, partly, it was so I could separate myself a little more from the next batch of hopefuls graduating and flooding the market. Jobs are tricky things, when you think about it. Certainly at the moment they [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=363&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve been doing doing a post-grad corse recently, partly because of the distinct<a href="http://oregonbusinessreport.com/2010/07/job-market-forecast-for-second-half-of-2010-2/"> lack of jobs last year</a>, and, partly, it was so I could separate myself a little more from the next batch of hopefuls graduating and flooding the market.</p>
<p>Jobs are tricky things, when you think about it. Certainly at the moment they are. Slippery, elusive, hard to find and harder to maintain.</p>
<p>When I first came out of university, there was barely a job to go around. In the arts field, the creative field, there were even less than many of the other areas; and it made it relatively impossible to find the sort of work I wanted to find.</p>
<p>Now, with my post-graduate course drawing to a close, I&#8217;m having to look around at jobs that I can apply for when it finishes. And I had better start now I suppose. After all, it&#8217;s better to get the applications in as early as possible than to wait for a few weeks.</p>
<p>And while it strikes me that the job market is a lot better this summer than it was last year, it&#8217;s still, inevitably, <a href="http://www.telegraph.co.uk/education/educationnews/7871192/Male-graduates-falling-behind-women-in-the-job-market.html">going to be hard to get a job.</a></p>
<p>So this time I&#8217;m approaching it with a different mindset. This time I&#8217;m happy to do anything, at least at first. Mostly anything, anyway. <a href="http://www.master-cleaners.co.uk/">Even if it means using the old elbow grease and doing basic office cleaning work.</a></p>
<p>At least until something more my preferred thing comes along. That way, I can be earning something and not just sitting around doing nothing, and I can at least maintain something of a social life.</p>
<p>Who knows – maybe something ideal will spring up just in time for the course to finish?</p>
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		<title>It&#8217;s easy to recycle phones</title>
		<link>http://jrogers99.wordpress.com/2010/07/03/its-easy-to-recycle-phones/</link>
		<comments>http://jrogers99.wordpress.com/2010/07/03/its-easy-to-recycle-phones/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 17:26:44 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[mobile phones]]></category>
		<category><![CDATA[recycling]]></category>

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		<description><![CDATA[Are phones difficult to recycle? I don&#8217;t think so. And yet, as I look about my house, I see old phones discarded and forgotten, littering floors pointlessly when they could be recycled and put to good use. What is it about phones, I wonder? When I bought my new phone, it even came with a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=360&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Are phones difficult to recycle? I don&#8217;t think so. And yet, as I look about my house, I see old phones discarded and forgotten, littering floors pointlessly when they could be recycled and put to good use.</p>
<p>What is it about phones, I wonder? When I bought my new phone, it even came with a recyclable plastic bag to put my old model in, so there really is no excuse.</p>
<p>There are a number of old mobile phones lying about the house at the moment, and it seems a bit of a waste.</p>
<p>It&#8217;s fully possible to recycle them. I&#8217;ve seen many offers over the years enticing me to <a href="http://www.mobilephonexchange.co.uk/">sell my own mobile for mobile phone recycling – and it couldn&#8217;t be more easy</a> to take these companies up on their offers.</p>
<p>In many cases, they send you a package, which you slip the phone into and post back to them. And then <a href="http://www.prfire.co.uk/press-release/how-do-you-get-the-most-cash-when-recycling-your-mobile-phone-18118.html">you get paid.</a> It&#8217;s really as simple as that.</p>
<p>I don&#8217;t expect mine is the only house with old mobiles left lying around, so it begs the question – why? Why don&#8217;t people take more care to sell or dispose of their old or broken phones in a green and reliable manner?</p>
<p>We live in a society that is obsessed with recycling: there are about four different bins on my road for whatever rubbish might accumulate over the course of a week or two. Food rubbish, plastic, cardboard – the list goes on.</p>
<p>And people have taken to the multi-bin approach very well. People recycle their waste and their drink bottles enthusiastically.</p>
<p>Perhaps it&#8217;s a matter of publicity. <a href="http://www.pressdistribution.net/14342/mobile-phone-recycling-save-nature">It&#8217;s a bit of a struggle to find any stories about recycling services in the news</a>; I suppose it&#8217;s entirely reliant on people being proactive and finding out about what&#8217;s on offer.</p>
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		<title>A bit of online shopping</title>
		<link>http://jrogers99.wordpress.com/2010/06/27/a-bit-of-online-shopping/</link>
		<comments>http://jrogers99.wordpress.com/2010/06/27/a-bit-of-online-shopping/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 22:12:12 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
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		<category><![CDATA[online shopping]]></category>

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		<description><![CDATA[Is it possible to window shop when you&#8217;re shopping online? I don&#8217;t know. I suppose it is, when you think about it. And I tend to do it quite a lot. I&#8217;m noticing it more, now, with the holidays looming. It was pay day last week, so I&#8217;ve decided to do a bit of browsing [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=353&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Is it possible to window shop when <a href="http://www.amazon.co.uk/">you&#8217;re shopping online</a>? I don&#8217;t know. I suppose it is, when you think about it. And I tend to do it quite a lot.</p>
<p>I&#8217;m noticing it more, now, with the holidays looming.</p>
<p>It was pay day last week, so I&#8217;ve decided to do a bit of browsing &#8212; although I&#8217;m still yet to pull the trigger on any summer buys. </p>
<p>I quite like making mental notes and lists of things that look nice, or that I&#8217;m sure I&#8217;d like, and then weighing up their pros and cons over a few days, before ultimately deciding whether or not to pull the trigger on the purchase.</p>
<p>Most of the time it happens with books. Books are fantastic for holidays, and I&#8217;ll certainly be needing some – but I don&#8217;t want to buy something just for the sake of it: I want to be sure I&#8217;m going to enjoy it. Or as sure as it&#8217;s possible to be, because most of the time you can&#8217;t really be sure about such things.</p>
<p>One book I&#8217;m almost certainly going to get is STORIES, a compilation of short stories edited by Neil Gaiman and Al Sarrantonio. It has received rave reviews, and sounds brilliant. And perfect to dip in and out of, while abroad.</p>
<p>But there are other, less well known places to shop online, not necessarily for books, but certainly for interesting and often unusual goods. Shiny Shack is particularly interesting, especially when you don&#8217;t necessarily know what it is you&#8217;re after, or you&#8217;re looking to <a href="http://www.shinyshack.com/">buy particularly unusual gift ideas or something.</a> Or you can do the more traditional Kelkoo search: <a href="http://www.kelkoo.co.uk/">search for a product you know,</a> and let it find the best price for you.</p>
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		<title>To go, or not to go?</title>
		<link>http://jrogers99.wordpress.com/2010/06/27/to-go-or-not-to-go/</link>
		<comments>http://jrogers99.wordpress.com/2010/06/27/to-go-or-not-to-go/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 21:26:12 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial advisers]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://jrogers99.wordpress.com/?p=351</guid>
		<description><![CDATA[My friends keep mentioning their trip to the States (and mentioning that I&#8217;m more than welcome to go, if I want to.) And I&#8217;m very tempted. But it costs money, and it&#8217;s easy, now, looking at the long list of wonders that await us, to think that it will be okay getting a loan. But [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=351&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>My friends keep mentioning their trip to the States (and mentioning that I&#8217;m more than welcome to go, if I want to.) </p>
<p>And I&#8217;m very tempted. But it costs money, and it&#8217;s easy, now, looking at the long list of wonders that await us, to think that it will be okay getting a loan. But will it?</p>
<p>There is so much that is exciting about the prospect of the trip. It will be right in the middle of American football season,  and not only would we get to watch an NFL game – and probably a very good game at that; we would get to choose the area we go to, after all – but we would get to see a college game as well.</p>
<p>I&#8217;ve not seen a college game before, not in the flesh, and the atmosphere and the spirit of them is fantastic from what I can see.</p>
<p>The trouble is, it is difficult to afford it. Especially after paying out so much for my sub-editing course over recent weeks. So I&#8217;ve been looking at <a href="http://www.financialadvisor.co.uk/">independent financial advisers to help me put together a plan to combat my penniless state.</a></p>
<p>It will have to be a big move to afford it, either way. I&#8217;ve got my <a href="http://www.accountcurrent.co.uk/">current account and that&#8217;s it</a> – I&#8217;ve never had to get a loan before, discounting my student one back in the day.  And I don&#8217;t like the idea of increasing my debt.</p>
<p>I&#8217;ve been looking at<a href="http://www.bankingtimes.co.uk/"> some banking websites</a> and browsing <a href="http://www.dailyfinance.com/">the financial news</a> to keep my eye on trends and deals that might help out, but ultimately I think it&#8217;ll have to be a loan and the debt that entails – or no trip.</p>
<p>Decisions, decisions&#8230; </p>
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		<title>Gaiman&#8217;s Glory</title>
		<link>http://jrogers99.wordpress.com/2010/06/26/gaimans-glory/</link>
		<comments>http://jrogers99.wordpress.com/2010/06/26/gaimans-glory/#comments</comments>
		<pubDate>Sat, 26 Jun 2010 22:52:15 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Carnegie]]></category>
		<category><![CDATA[Neil Gaiman]]></category>

		<guid isPermaLink="false">http://jrogers99.wordpress.com/?p=349</guid>
		<description><![CDATA[You could see the joy on his face when Neil Gaiman picked up the Carnegie medal. And you could tell that he meant every word of his acceptance speech, which is a strangely refreshing thing. Yes, Neil Gaiman, author of American Gods, Coraline, and all manner of other creations and wonders has won the Carnegie [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=349&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>You could see the joy on his face when Neil Gaiman picked up the Carnegie medal.</p>
<p>And you could tell that he meant every word of <a href="http://www.carnegiegreenaway.org.uk/2010awards/media_ceremony.php?file=1">his acceptance speech</a>, which is a strangely refreshing thing.</p>
<p>Yes, Neil Gaiman, author of American Gods, Coraline, and all manner of other creations and wonders has won the Carnegie medal – the UK&#8217;s most prestigious award for children&#8217;s literature – for his novel The Graveyard Book. And I&#8217;m thrilled about it.</p>
<p>The medal makes him the first person in history to win both the Newberry (America&#8217;s equivalent) and the Carnegie for the same novel.</p>
<p>And I can&#8217;t think of a better book to have won it. The Graveyard Book is about a boy whose family is murdered in the dead of night, but he – then a toddler – wandered out of the house and up a hill into a graveyard. </p>
<p>There, he is raised by ghosts and a vampire, living with and being taught by the dead. It&#8217;s a remarkable book, based on and inspired by Rudyard Kipling&#8217;s The Jungle Book.</p>
<p>But one of the fantastic things about these awards is that the shortlist often consists of a number of authors that I haven&#8217;t heard of. While there are some that I&#8217;ve seen, some that I&#8217;ve read, it&#8217;s a joy to discover altogether new books by altogether new authors – most of which are wonderful.</p>
<p>Some of what he says on cutting library funds is particularly poignant. Cutting library money, he says, might be easy, but it is also “stealing from the future” to help remedy today.</p>
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		<title>The phone part of telephone</title>
		<link>http://jrogers99.wordpress.com/2010/06/24/the-phone-part-of-telephone/</link>
		<comments>http://jrogers99.wordpress.com/2010/06/24/the-phone-part-of-telephone/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 17:05:03 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[business phone]]></category>
		<category><![CDATA[iPhone]]></category>
		<category><![CDATA[telephone]]></category>

		<guid isPermaLink="false">http://jrogers99.wordpress.com/?p=347</guid>
		<description><![CDATA[With the release of Apple&#8217;s new smartphone, the iPhone 4, there has been the inevitable buzz of interest and frenzied excitement from fans and eager buyers keen to get their hands on the product. But you don&#8217;t need to be an Apple hater to take a step back and think: what is it, really, that&#8217;s [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=347&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>With the release <a href="http://www.pcworld.com/article/199768/crowds_queue_up_across_us_for_iphone_4.html">of Apple&#8217;s new smartphone, the iPhone 4</a>, there has been the inevitable buzz of interest and frenzied excitement from fans and eager buyers keen to get their hands on the product.</p>
<p>But you don&#8217;t need to be an Apple hater to take a step back and think: what is it, really, that&#8217;s so different about it? Yes, it may look nice, but when it comes down to using it, is there much that sets it apart from competitors – or old iPhone models, for that matter?</p>
<p>There is much that&#8217;s wonderful about these smartphones. But when it comes to actually calling, actually using the telephone part of the phone, they aren&#8217;t anything special. And you <a href="http://www.pmctelecom.co.uk/">can&#8217;t really go wrong to buy digital dect cordless phones</a> instead – if you want to make a phone call that doesn&#8217;t disconnect if you hold it in the wrong way, or if you want a good, crisp connection on your call.</p>
<p>Indeed, while there is an array of apps at your disposal with a smartphone that make them handy for work – they still pale in comparison to a computer. Which you tend to have at work more often than not. They are not really<a href="http://www.telefonix.co.uk/"> phone systems for business – more phones for play</a>. Phones for enjoyment.</p>
<p>And there&#8217;s nothing wrong with that. It&#8217;s just that there is<a href="http://www.a1telephones.co.uk/"> a growing range of telephones out there</a> that actually telephone better than smartphones, but they suffer from not getting anything near as good publicity.</p>
<p>Unless you&#8217;re BT, of course. <a href="http://www.bt.com/">BT phones grace our television every day</a>. But I&#8217;m with BT, and, well, that&#8217;s probably a blog for another day. </p>
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		<title>Time for a win</title>
		<link>http://jrogers99.wordpress.com/2010/06/23/time-for-a-win/</link>
		<comments>http://jrogers99.wordpress.com/2010/06/23/time-for-a-win/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 13:19:40 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[England]]></category>
		<category><![CDATA[World Cup]]></category>

		<guid isPermaLink="false">http://jrogers99.wordpress.com/?p=345</guid>
		<description><![CDATA[The England game is approaching. Coverage has started, and kick-off is approaching. I say “the” England game, because now there is just one; just one game – win or go home. And I can feel the excitement building, feel the tension rippling in the air. Somehow, the squad found a way to struggle through the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=345&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>The England game is approaching. Coverage has started, and kick-off is approaching. I say “the” England game, because now there is just one; just one game – win or go home. And I can feel the excitement building, feel the tension rippling in the air.</p>
<p>Somehow, the squad found a way to struggle through the first two games, playing like strangers against Algeria, and letting in a tame goal against the USA. Some of the time, it was the worst football I&#8217;ve ever seen from an England side.</p>
<p>The players don&#8217;t even seem to be having fun out there, and this is the World Cup – the pinnacle of their careers. </p>
<p>Just as there is much we can learn from Brazil and Argentina – moving forwards with the ball, not backwards; passing to ourselves, not the opponents – there is much we can learn from South Africa, enjoying themselves on the pitch. Having fun.</p>
<p>There has been a trend brewing in the competition recently, though, and thankfully it favours England and it favours Wayne Rooney, our talisman. </p>
<p>Everyone started off badly. The good teams, the good players – they all struggled, at least in their first game. But now Cristiano Ronaldo, Kaka, Lionel Messi – three of the “big four” – are getting involved, having fun, taking crisp, brilliant shots.</p>
<p>Wayne Rooney is the fourth member of that club. Surely, surely, it&#8217;s time for him to step up, too?</p>
<p>This is the World Cup, after all. The great players – the truly great players – rise to the big occasions, rather than wilting in the spotlight.</p>
<p>There are more brown bears than professional footballers in Slovenia – this is not just a game we must win; it is a game we surely should win. I can see Rooney stepping up and having a big influence on the match. And I can see England winning fairly comfortably. </p>
<p>And then, I suppose, all this terrible performance nonsense will be forgotten, and all will be right with the world again!</p>
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		<title>Rising Insurance Fronting</title>
		<link>http://jrogers99.wordpress.com/2010/06/23/rising-insurance-fronting/</link>
		<comments>http://jrogers99.wordpress.com/2010/06/23/rising-insurance-fronting/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 10:32:11 +0000</pubDate>
		<dc:creator>jrogers99</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[car insurance fronting]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[injury claims]]></category>

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		<description><![CDATA[Apparently as much as 41% of parents deliberately lie when filling out car insurance policy applications. The news comes after an increasing amount of newspapers both on and offline news have been reporting on growing number of parents wanting to help their children get cheaper car insurance. In a process known as “fronting”, when the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jrogers99.wordpress.com&amp;blog=8154373&amp;post=343&amp;subd=jrogers99&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Apparently as much as 41% of parents deliberately lie when filling out car insurance policy applications. </p>
<p>The news comes after an increasing amount of newspapers both on and offline<a href="http://www.guardian.co.uk/money/2010/jun/19/teenage-car-insurance"></a> news have been reporting on growing number of parents wanting to help their children get cheaper car insurance.</p>
<p>In a process known as “fronting”, when the parents ring up or fill in forms for car insurance, they claim to be the main drivers on the policy, when in fact it is one of their children who is the main driver, or owner of the car – which usually offers large savings, but could also lead to prosecution. </p>
<p>According to numerous sources, Co-operative Insurance found that almost half of the nation&#8217;s parents were actually fronting policies, while 61% admitted that they would do so in the future. </p>
<p>The industry is warning that it is an extremely risky practice – indeed, <a href="http://www.lawsociety.org.uk/home.law">there are law society</a> websites and, <a href="http://www.harringtoncourt.co.uk/services/">of course, a number of legal services</a> that have to deal with this so called “fronting”, as well as a growing number of car insurance fraudsters. </p>
<p>Tim Franklin, of Co-operative Financial Services, said: &#8220;The view that motor insurance fronting is harmless and does not hurt anyone could not be further from the truth.”</p>
<p>He added: &#8220;Parents who believe they are helping their children to save money by fronting are not only risking prosecution, but harming their chances of obtaining insurance in the future.&#8221; </p>
<p>But the real scam, I think, is the insurance companies themselves. </p>
<p>They charge extortionate rates to these young kids passing their tests. How are they supposed to stump up thousands of pounds, when they are 17 years old, and have just shelled out all their money on a car?</p>
<p>Never mind<a href="http://www.theinjurylawyers.co.uk/road_traffic_accidents.php"> the mass of accident claims for compensation</a> or <a href="http://www.whiplash-claims.com/">the surging claims for whiplash injury compensation </a>– the real  problem is the fact that these people charge way too much money. It&#8217;s no wonder parents are resorting to “fronting” to help save money. </p>
<p>The issue seems to be being tackled in precisely the wrong way. Cut down the costs, and there will be no fronting to worry about. </p>
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